First-Time or Long-Time Buyer? Get the Free Printable Buyer’s Checklist From Edgar Ibarra

First-Time or Long-Time Buyer? Get the Free Printable Buyer’s Checklist From Edgar Ibarra

Buying your first or next home? Edgar Ibarra offers a free printable buyer’s checklist to guide each step. ...more

mortgage

November 05, 2026•1 min read

Waiting for Lower Rates Could Cost You: Run Both Scenarios With Edgar Ibarra

Waiting for Lower Rates Could Cost You: Run Both Scenarios With Edgar Ibarra

Rates hit a high since Nov 2023, but waiting has costs. Edgar Ibarra explains how to compare scenarios. ...more

mortgage

November 04, 2026•1 min read

Don’t Open New Debt Before Closing: How $100 a Month Can Cost $20,000 in Buying Power With Edgar Ibarra

Don’t Open New Debt Before Closing: How $100 a Month Can Cost $20,000 in Buying Power With Edgar Ibarra

New debt before closing can sink your loan. Edgar Ibarra explains why to freeze your credit in escrow. ...more

mortgage

November 04, 2026•2 min read

company logo

Social Media Links

YouTube

Contact Us

(818) 359-2723

42225 10th St. W Suite D, Lancaster, CA 93534

Copyright 2026. All rights reserved. Edgar Ibarra NMLS #261963 | Lower Mortgage LLC NMLS# 1124061 | Equal Housing Opportunity | Equal Housing Lender