HI, I’M
Edgar Ibarra

Your Local
Mortgage Lender

Here to provide all the guidance and assistance you need so you can buy the home of your dreams.

2 M +
Satisfied Customers
HI, I’M
Edgar Ibarra

Your Local
Mortgage Advisor

Here to provide all the guidance and assistance you need so you can buy the home of your dreams.

OUR REVIEWS

We've helped thousands of homebuyers just like you

From real customers like you
567,123 reviews
4.9/ 5.0
Average customer satisfaction ratings
Let’s get your consultation booked

Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

icon-goole

Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

icon-goole

Bethlehem, Georgia

09/08/2022

“ Lorem ipsum dolor sit amet consectetur. Amet nunc sagittis metus libero aliquet eget. Facilisis dignissim purus enim eu. Feugiat nam turpis faucibus faucibus ullamcorper morbi diam viverra a. ”

icon-goole
Our Community

Making An Impact In Our Local Community For Over 20+ Years

We’re proud of more than 90 years of serving our customers and excited about the future as we continue to evolve to meet their needs.

Schedule Consultation

20+ Years

of serving our customers

600+

Branches in all 50 states
EDUCATION
EDUCATION

Learn more about us and fit your unique needs

First Time Homebuyer

Learn More

Mortgage Management

Learn More

Refinancing

Learn More

Self-Employed

Learn More

Equity Management

Learn More

Financial Planner

Learn More

Certified Public Accountants

Learn More

Estate Planning Attorney

Learn More

Real Estate Agent

Learn More

Divorce Attorney

Learn More
1000
WHO AM I

Been there. Sold that.

Real estate isn't just about closing deals; it's about opening doors—doors to opportunities, growth, and success. And we're here to give you the key. Why? Because we've walked through those doors ourselves.

20+ Years

Serving our Customers

500+

Home Transactions
HOME VALUES

What’s your home worth? Find out right now

Take the guesswork out of your home search by finding out what your estimated monthly payment on your mortgage could be!

Get a real world home values estimate in less than two minutes

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

The home values tool provides an estimated market value for your home using data collected from third parties and public records and is intended to provide you with a general value of the property. This is not an official appraised value nor is it the value that Guaranteed Rate, Inc. will rely upon in making a determination of value or in making a lending decision. Guaranteed Rate, Inc. will rely upon the value as provided by a licensed appraiser contracted by the company. The actual appraised value of any property may be higher or lower than the estimated market value provided by the home values tool. All estimations are for informational and educational purposes only, and in no way is any of the data contained herein to be construed as financial, investment or legal advice.

Guaranteed Rate, Inc. does not guarantee the quality, accuracy or completeness of the information provided. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

EDUCATION

Learn More About Your Mortgage

EDUCATIONS

Learn From Experience

Stories and information to help you plan, prepare and protect what matters most.

Calculate

Estimate your monthly mortgage payment

Take the guesswork out of your home search by finding out what your estimated monthly payment on your mortgage could be!

Enter your loan pricing needs below and we’ll calculate your estimated loan payment.

Improve the accuracy of your monthly payment estimate by contacting a loan expert.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Your estimated monthly payment

$2,456.00

Breakdown :
Principal and Interest
$1,504.00
PMI
$0.00
Property Taxes
$437
Insurance
$83
HOA Fees
$0.00
Get Quote

This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.

Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error-free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate, its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.

TESTIMONIALS

Find out what people are saying about us!

We’ve helped thousands of home buyers just like you. Find out what people are saying about the expert service they’ve found at PRMG!

Susana Miles

Pablo Meza

Sue Kline

1000
FAQ

Frequently Asked Questions

Do I need to save for a 20% down payment?
Are Pre-Qualification and Pre-Approval the same thing?
What's the difference between an adjustable and a fixed rate mortgage?
What is Private Mortgage Insurance (PMI)?
Can I access my home equity before I finish paying off my loan?
Get Quote
LET’S GET STARTED!

Ready to apply for your home financing loan?

LET’S GET STARTED!

Ready to secure a home loan of your very own?

I am an experienced lender and I’ve worked with hundreds of home buyers. Schedule a complimentary consultation now so we can take a look at your specific needs and find the perfect home loan for you!

*This is not a commitment to lend. The borrower must meet all loan obligations, including living in the property as the principal residence and paying property charges, including property taxes, fees, and hazard insurance. The borrower must maintain the home. If the borrower does not meet these loan obligations, then the loan will need to be repaid. Otherwise, the loan must be repaid when the last borrower passes away or sells the home. Prices, guidelines and minimum requirements are subject to change without notice. Some products may not be available in all states. Subject to review of credit and/or collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financing decision. This material has not been reviewed, approved or issued by HUD, FHA or any government agency. <COMPANY NAME> is not affiliated with or acting on behalf of or at the direction of HUD, FHA or any other government agency. To find a Reverse Mortgage counselor near you, search the HECM Counselor Roster at https://entp.hud.gov/idapp/html/hecm_ agency_look.cfm or call (800) 569-4287

Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees may be assessed and will be added to the loan balance. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan or use other assets to repay the loan in order to retain the property. You should know that a reverse mortgage is a negative amortization loan which means that your mortgage balance will increase while your home equity decreases if you do not make principle and interest payments on your loan. This may make it more difficult to refinance the loan or to obtain cash upon the sale of the home. However, you will never owe more than the home is worth when the loan is repaid.

PRMG EIbarra@prmg.net ChIJGRyY66qHwoAR9maSoaC5FfI